Team

Mr Mittal has over 2 years of actuarial experience in the life insurance industry. Prior to joining Agam, he was working as an Actuarial Analyst with WNS and has an exposure to pricing, reporting and audits. He is a student actuary and holds Bachelor’s in Mathematics from Hindu College, University of Delhi.

Mr. Dande has over 3 years of actuarial experience in the life insurance and reinsurance industry. Prior to joining Agam, he was working as an Actuarial Analyst with AIG and has an exposure to actuarial valuation, reserving, modelling and financial reporting. He is a student actuary and holds Master’s in Actuarial Science and Bachelor’s in Statistics from Pune University.

Mr. Cecchini is Chief Risk Officer of Agam Capital Management, Chief Executive Officer of Agam Capital Management Canada and is based in Toronto, Canada. As a strategic professional with over 25 years of experience in the financial industry, Mr. Cecchini has extensive background in market risk, product valuation, stress testing, asset liability management and liquidity, with specialization in structured derivative products. Previously, Mr. Cecchini led the market risk oversight and independent valuation functions for the entire wholesale banking activity of two large Canadian banks. This mandate included ensuring all market risks, including tail risks, were thoroughly understood and controlled within articulated risk appetite levels, business performance was fully transparent and in keeping with strategy and risk-return hurdles and that all positions were accurately valued using appropriate quantitative models.

Mr. Cecchini earned his Bachelor of Commerce and Master of Arts in Economics degrees from University of Toronto and is a Chartered Financial Analyst.

Mr. Lin is a Partner in Quantitative Analytics of Agam Capital Management. He is responsible for the development of the integrated asset-liability management framework “pALM”. Prior to joining Agam, Mr. Lin was the Assistant Vice President, Market Risk for Aflac Inc. in its Global Investment Office. Mr. Lin was actively involved in ALM initiatives and development of the quantitative platform for market risk, credit risk, and economic capital models. He led Aflac’s modeling effort in regulatory capital (US risk-based capital and Japan Solvency Margin Ratio), participated in modeling effort for the International Association of Insurance Supervisors. Mr. Lin was also responsible for the development of investment accounting policy involving hedge accounting, commercial mortgage loans, and alternative asset investments.

Prior to Aflac, Mr. Lin was a Manager in the structured finance group in PricewaterhouseCoopers LLP specializing in the fair valuation of structured products and fail bank acquisitions. Mr. Lin holds a Bachelor of Accounting at Florida International University, and he is also a Chartered Financial Analyst and a Certified Public Accountant.

Alok Kumar, Managing Director and CEO of AgamAnalytics, has setup and oversees business operations for India office. He has 20+ years of experience in financial services with an expertise in building Indian captives in insurance and capital markets. He also has broad exposure to multiple asset classes, including equities, rates, forex and mortgages. Prior to joining Agam, he was instrumental in building an Indian unit focusing on risk management, valuation, IT and middle office for Apollo Global Management. Prior to that, he built teams including MSR valuation, six sigma controls, and call centre analytics for Ocwen India. He has also worked with MSCI, where he was responsible for historical simulation of MSCI equity factor indices. He has also worked with Deutsche Bank on its rates structuring desk.

Mr. Kumar graduated from IIT Bombay with a BTech in Electrical Engineering.

Mr. Katz is the CFO of Agam Capital Management, where he oversees all finance, legal, compliance and human capital functions. Prior to joining Agam, Mr. Katz was the Head of Hedge Accounting and Administration at Aberdeen Asset Management. Previously, Mr. Katz was the Chief Financial Officer at Arden Asset Management, responsible for all finance, tax, and operations of the management company, as well as all private and registered funds. Prior to Arden, Mr. Katz served as a senior auditor at Ernst & Young and Arthur Andersen. Mr. Katz, a Certified Public Accountant, holds a B.S. in Accounting from Lehigh University.

Anup Seth is CEO of Agam Bermuda and joined the company in September 2022. Prior to joining Agam, Anup was Managing Director of Aon’s Captive & Insurance Management business in Bermuda and Global Leader of Underwriting Solutions, Aon’s integrated Commercial Reinsurance advisory, Insurance Linked Securities and White Rock businesses. Anup has over 25 years of diversified international re/insurance experience covering a wide range of products (both Life and P&C) and geographies. Other prior appointments include Managing Director of ACE Bermuda International based in Dublin, Chief Actuary of ACE Bermuda and Senior Consultant with PwC based in London. Anup is a Fellow of the Institute of Actuaries (UK) and holds a BSc. degree in Actuarial Science from The London School of Economics & Political Science.

Mr. Sharma has over 10 years of experience in the investment banking industry. Prior to joining Agam, he worked at Deutsche Bank as an Assistant Vice President on the Credit solutions desk, a part of Global Markets division, focused on providing capital and hedging solutions to pension and insurance companies across Europe, the UK and the US. In addition to this, he has 4 years of experience in the IT industry. During his career, he has worked on various structured transactions namely, reverse mortgage securitization, direct lending, VIF financing and excess reserve financing. Mr. Sharma holds a degree in Electrical Engineering from the Indian Institute of Technology, New Delhi. In addition to this, he is progressing towards FRM and CFA charter.

Mr. Katz is the co-Founder and Chief Executive Officer of Agam Capital, a technology driven insurance solutions provider. Prior to founding Agam, Mr. Katz was a partner at Apollo Global Management where he was responsible for managing a global alternative credit portfolio. The investment mandate included high yield. special situations, private credit and alternative assets. Prior to that time, he was a partner at Och-Ziff Freidheim and, in total, has more than 27 years of experience investing in the capital markets. Mr. Katz has held many leadership positions in the financial and not-for-profit sectors. He is currently Chairman of the Board of Governors at the OU and a member of their Executive Committee.

Mr. Katz graduated from New York University with a BS in Accounting and Economics, and he is also a Chartered Financial Analyst.

Mr. Raghunathan has over 27 years of experience in global financial services spanning insurance, banking, asset management, regulation and pension funds. Mr. Raghunathan is the former Global Chief Investments Risk Officer at Aflac where he was responsible for identifying and assessing investment risks in an evolving regulatory environment while developing strategies to address those risks. Most recently, Mr. Raghunathan was strategically partnered with the investor group that led the successful demutualization of Ohio National Financial Services (ONFS).

Previously, Mr. Raghunathan was the Chief Risk Officer at Apollo Global Management. At Apollo, Mr. Raghunathan was responsible for implementing enterprise-wide risk management framework, formulating detailed risk policies and internal guidelines for funds, and providing optimal risk management solutions. He led Apollo’s risk management efforts in its evaluation of global insurance business opportunities, specifically in regards to Athene Holding’s life and annuities businesses right from the formation of the company.

Prior to his role at Apollo, Mr. Raghunathan held positions of increasing responsibility at TD Bank Financial Group, most recently serving as senior vice president, global head of trading risk and quantitative analytics. Mr. Raghunathan was a key member of TD’s executive team that advised the bank to strategically reposition the dealer out of structured and subprime products, thus helping the bank cement its Moody's Aaa rating during the financial crisis.

Prior to his role at TD, Mr. Raghunathan held senior management positions at the Office of the Superintendent of Financial Institutions Canada in the Capital Markets Division and was responsible for capital markets related supervision and internal model validation for capital adequacy in banks, insurance and trust companies. Also, Mr. Raghunathan was a financial/quantitative analyst at Caisse de dépôt et placement du Québec in the Tactical Investments Group, the pension fund manager for the Province of Quebec, Canada. Mr. Raghunathan started his financial career in New India Assurance Company, Madras, India as an internal audit assistant.

Mr. Raghunathan earned his bachelor’s degree in pure mathematics from the University of Madras, India and his master’s degree in applied mathematics from Concordia University, Canada.

Cliff Lam is a Director at Agam Capital Management focusing on the advisory and implementation of balance sheet optimization, SAA/TAA and ALM platform. Mr. Lam has more than 25 years of experience in the financial industry from both insurance and banking sectors with extensive expertise in various asset classes, trading and hedging strategies. Previously, Mr. Lam was Head of Market and Credit Risk at Aflac. He also worked at TD Bank Financial as Regional Head of Market Risk in its London and Tokyo offices. In addition, Mr. Lam served as regulatory capital specialist at Bank of America, portfolio audit leader at Morgan Stanley, and senior regulator at OSFI Canada. Mr. Lam earned his Master of Statistics degree from University of Toronto, and he is a holder of Chartered Financial Analyst, as well as Associate of Society of Actuaries.

Mr. Speechley is a director at Agam focused on general underwriting, due diligence, and asset management.

Prior to joining Agam, Mr. Speechley worked at TPG as the head of foreign exchange trading and risk management. Prior to joining TPG, Mr. Speechley worked at Hudson Advisors as director of foreign exchange and at Aflac Global Investments as an interest rates and foreign exchange strategist and derivative trader. He began his finance career in institutional bond sales at UBS Investment Bank.

Mr. Speechley holds a B.S. in Molecular and Cellular Biology from Vanderbilt University.

Mr. G. Srinivasan is currently serving as Director of National Insurance Academy. Prior to that he had 39 years of experience in the non-life insurance industry both in India and abroad. He was Chairman and Managing Director of New India Assurance Co Ltd., the largest Indian non-life insurer between 2012 and 2018.

Prior to that he was Chairman and Managing Director of United India Insurance Co. Ltd for five years. He was also Managing Director and CEO of New India Assurance Co (Trinidad and Tobago) Ltd. in the Caribbean for approximately four years.

He has been and is also currently on the Boards of many companies as Director and Chairman both in India and abroad. He has held Chairmanship of General Insurance Council and General Insurance Public Sector Association (GIPSA). He is on the Insurance Advisory Committee of the Insurance Regulatory and Development Authority of India (IRDAI). He has been on many committees of IRDAI and the International Financial Services Centres Authority (IFSCA), Gandhinagar. He also served as President of Insurance Institute of India. He has been conferred Fellowship by Institute of Directors.

He has received many awards during his long tenure including the Personality of year by Asia Insurance Industry Awards, Singapore.

He is a Commerce graduate of Madras University, Fellow of Institute of Cost Accountants of India and a Fellow of Insurance Institute of India.

Garima Chawla has over 8 years of experience in Insurance Industry. Prior to joining Agam, she was part of the MetLife India, heading a team of 6 people, and responsible for peer reviewing the pricing initiative for EMEA and providing extended support for product review for Asia and Latin America. Before Metlife, she worked with Aon Consulting, where she supported companies based in Bermuda for their reporting and business plan.

Miss Chawla is a commerce graduate from Delhi University (Gargi College) and is a fellow member of Institute of Actuaries, UK.

Gaurav Rastogi, FSA, CFA, FCIA is the Chief Actuary of Agam focusing on liability valuation, modeling and financial reporting aspects. Prior to joining Agam, Mr. Rastogi was a senior manager in the Insurance and Actuarial Advisory Services practice of Ernst & Young LLP, based in the firm's New York office. Gaurav has over 10 years of experience in actuarial modeling and financial reporting space, specializing in actuarial model conversions, and Accounting Policy and Methodology support. More recently, Gaurav has been focusing on modeling, data and systems changes required by insurers as a result of regulatory updates, such as IFRS 17, USGAAP Long Duration Targeted Improvements and Principles Based Reserving. Prior to EY, Gaurav has held multiple valuation and pricing lead roles with Manulife Financial in their Individual Life Valuation and Affinity Market groups in their Canadian offices.

Mr. Shah is an analyst in our quantitative analytics team. Prior to joining Agam, he worked as a research consultant at WorldQuant, where he was in involved in developing equity trading strategies across US, Europe and Asian markets.

Mr. Shah received an engineering degree from the Indian Institute of Technology, Roorkee with a concentration in Production & Industrial Engineering. He was the national finalist at International Quant Championship 2019, organized by WorldQuant.

Intisar Nasir, ASA, is a Senior Associate in the Actuarial department of Agam focusing on liability valuation, modeling and financial reporting aspects. Prior to joining Agam, Mr. Nasir was a consultant in the Actuarial and Insurance Solutions practice of Deloitte Consulting LLP. Mr. Nasir has over six years of experience working in actuarial consulting and insurance actuarial capacity, where his roles have focused on financial reporting, actuarial financial audits, life & annuity product and pricing, and actuarial modeling. More recently, Mr. Nasir has been focusing on the implementation of US GAAP ASU 2018-12 Targeted Improvements to the Accounting for Long Duration contracts for Life Insurers. In prior roles, Mr. Nasir has held product and pricing lead roles with Nassau Financial Group with a strong focus on Fixed and Indexed Deferred Annuities, and actuarial advisory roles with Ernst & Young LLP with a focus on model systems conversions and actuarial financial audits.

Mr. Nasir earned his bachelor's degree in Actuarial Science and Finance from Drake University.

Jack Cannon has over 7 years of actuarial experience in the Life and Annuity space.

Prior to joining Agam, Mr. Cannon held various rotations of increasing responsibility at New York Life Insurance Company. Mr. Cannon’s past roles included Structured Settlements pricing, Asset-Liability modeling for the Institutional Annuities business, and model development using FIS Prophet suite.

Mr. Cannon holds a Bachelor’s degree in Mathematics from Villanova University and is a Fellow of the Society of Actuaries.

Mr. Li has over 2 years of experience working in the life insurance and annuity industry.

Prior to joining Agam, he worked as an Actuarial Associate with Brighthouse Financial on the Corporate Projections and Pricing teams, and he has experience with Asset-Liability Management, Cash Flow Modeling, Financial Analysis, and Pricing across a variety of products.

He is an Associate of the Society of Actuaries and holds a Bachelor's degree with a double major in Applied Mathematics and Economics from Vanderbilt University.

Jasdeep Singh is a Director – Head of Actuarial Services (India) focusing on liability valuation, modelling and financial reporting. Jasdeep joins Agam with over 14 years of experience in the insurance industry.

Prior to joining Agam, Jasdeep was appointed as a Director – Actuarial Service at Metlife leading a team of 40 members and was responsible for SII reporting for Metlife EMEA countries. Jasdeep led the business transformation for SII reporting out of India office in virtual environment and led to successful completion of transformation and conducting live quarterly and annual valuations out of Metlife GOSC India office.

Prior to Metlife, Jasdeep started the life consulting practice of Aon Consulting India supporting Aon Global Actuarial operations in counties such as Bermuda. In this role Jasdeep had led successful licencing application approvals for over 10 commercial (Re)Insurance clients supporting them on the capital & reserving plans. In the role he led successful implementation of reserving, solvency capital reporting and Pillar 2 requirements for commercial (Re)Insurance clients in Bermuda. Prior to Aon he has played critical roles under reporting and product development with Aviva Life Insurance India and Prudential Process Management Services India (supporting Prudential plc UK).

Jasdeep is a commerce graduate from Delhi University and is a fellow member of both Institute of Actuaries UK and India.

Jeetendra Maheswari is working as a Risk Analyst. Prior to joining Agam, he has worked as a quantitative modelling Intern. He has a knowledge of investment risk associated with a range of financial products. He has completed the FRM Program and cleared the CFA L1 exam as well.

Mr Mahewari is a B.Com (H) graduate from The Bhawanipur Education Society College, Kolkata.

Manhar Tank is the Chief Actuary of Agam Bermuda, responsible for pricing and corporate actuarial matters. Manhar previously worked for Athora Life Re as a Director in the Actuarial team, responsible for pricing, business development and actuarial reporting for asset-intensive reinsurance from Europe. Having joined Athora at its inception in late-2017, Manhar was heavily involved in the set-up of the actuarial function and a number of completed reinsurance transactions, contributing to the company’s growth. Manhar previously worked in London for Pacific Life Re, initially in protection pricing and later leading the longevity pricing team; and MetLife (formerly Alico UK) in the capital management team. Manhar has over 12 years of life (re)insurance experience, is a Fellow of the Institute of Actuaries (UK) and holds a BSc. (Hons) degree in Actuarial Science from the University of Kent.

Mr. DeWeirdt has 40 years of experience in financial services. His roles have included Chief Risk Officer, Chief of Investment Strategy, Chief Product Officer, Annuities Strategic Business Unit Head, President of an investment fund complex, Mergers and Acquisitions Advisor, Derivatives Structuring and Financial Auditor. He holds a CFA (Chartered Financial Analyst) designation as well as an FRM (Financial Risk Management) designation, and early in his career earned his CPA designation.

Mr. DeWeirdt led the Capital Committee at Ohio National and in this role helped to orchestrate the successful investment by Ontario Teachers and CDPQ. In his various executive roles at Ohio National Mr. DeWeirdt was involved in capital optimization in the annuities business, yield enhancement strategies in the investment portfolio, new product development across, life, annuities and disabilities businesses, establishing a hedging operation to manage risk, and restructuring of the investment funds platform to realize greater efficiencies. At Milliman Mr. DeWeirdt led the formation of a hedging operation serving the needs of insurance companies seeking outsourced risk management of variable annuities. At JP Morgan in addition to serving the risk management needs of insurance company clients, Mr. DeWeirdt was also a member of a mergers and acquisitions team that executed several international joint ventures in the oil and gas sector. While at Arthur Andersen Mr. DeWeirdt audited the financial statements of several Midwest financial institutions.

Mr. DeWeirdt earned an MBA in finance from the University of Chicago’s Booth School of Business and earned an undergraduate degree in accounting from the University of Illinois.

Mr. Bellam has over 5 years of experience working in top-tier software development, and an additional 5 years working across management consulting and quantitative modeling. Prior to joining Agam, Mr. Bellam worked at Aflac Global Investments as quantitative analyst. In this position, he worked on various projects that ranged from portfolio reallocation, economic scenario generators to comprehensive Asset Liability management. Before working at Aflac, Mr. Bellam worked in Business consulting group of Virtusa, where he focused on Banking and Insurance. In this role, Naveen managed a team of skilled consultants and delivered innovative solutions for clients that achieved consistent market advantage by combining innovative technology, process and strategic components.

​Mr. Bellam received an engineering degree from IIT Guwahati with a concentration in Mechanical Engineering, and also holds an MBA from Indian Institute of Management at Lucknow, with an emphasis on Finance and Strategy. He further specialized in Financial Engineering with a masters in Mathematical Finance from Columbia University.

Mr. Bansal has over 3 years of experience in insurance risk modelling including development of valuation models for life insurance products with AIG and Swiss Re. He also has worked as a senior data scientist with Accenture.

Mr. Bansal holds a Master’s degree in Applied Mathematics from National Institute of Science Education and Research (NISER). He has also worked as a research fellow in Computational Sciences department of Indian Institute of Science (IISc).

Mr. Saya is a CA and CFA, and hails from Hyderabad, India. He has a keen interest in Indian life insurance sector, apart from having experience in fundamental analysis and market research work.

Before joining Agam, he has worked for over 8 years as an analyst in equity research domain with HSBC, UBS and Crisil, predominantly covering the banking and insurance sectors.

Prudvi has graduated from Osmania University in 2010, completed his CA in 2011 and passed the CFA level 3 exam in 2016.

Ram is a part of the insurance team at Agam Capital based at Mumbai, India. He is involved in Agam’s project of setting up a Life Insurance joint venture in the Indian market. Prior to Agam, Ram was involved as co-founder and CEO with an Indian Insurtech venture Bima Mandi which has been among the fastest growing Indian insurance web aggregators. Ram had earlier helmed Navi General Insurance, Bangalore as MD & CEO where Navi achieved disruptive growth in direct-online Health Insurance sales. Ram has nearly 25 years of total work experience which includes nearly two decades of insurance experience spanning Leadership roles in General Management; multi-channel distribution (viz. Agency, Bancassurance, Broking, Corporate, Group, Direct, Digital); Product Development.

Ram holds an MBA – Marketing from Symbiosis Institute of Business Management in 1998 and Bachelor of Computer Science from Pune University in 1996.

Ravindra Kudchadkar is an analyst in the quantitative analytics team. Prior to joining Agam, he worked as a software engineer at Ola Electric where he designed and built highly scalable data intensive applications. During his undergraduate studies, he gained experience in Applied Machine Learning and Artificial Intelligence.

Mr Kudchadkar has graduated with a Bachelor of Technology from the Indian Institute of Technology, Delhi.

Mr. Sharath Chandra has over 14 years of experience in finance and controllership. Prior to joining Agam, he worked at Aon Insurance Managers (Bermuda) Ltd as Assistant Vice-President in Underwriting solutions responsible for the day-to-day management of commercial insurance and reinsurance companies including life and non-life commercial reinsurance accounts. His duties include the management of finance and corporate governance requirements, including enhanced reporting of several commercial life and non-life entities under the BMA (Bermuda Monetary Authority) Solvency II equivalence regime, as well as maintaining client relations. His previous stints include working in Asia-Pac Controllership team of Cisco Technologies India Pvt Ltd and in Statutory Audit team of Ernst & Young India.

He graduated in 2005 from Bangalore University, with a Bachelor of Commerce degree. Sharath qualified as a Chartered Accountant (ACA) in India in May 2008 and completed Chartered Global Management Accountant (CGMA) course from CIMA (UK) in August 2020. In addition, Sharath holds a Diploma in IFRS from ICAEW. He is currently pursuing a US CPA.

Ms. Xi is a new graduate dedicated to developing professionalism in the capital market and quantitative techniques. Prior to joining Agam, she had multiple internship experiences with investment analysis, portfolio management and quantitative strategies in the pension plan, securities and private equity firms.

She holds a Master’s degree in the Master of Mathematical Finance program and a Bachelor’s degree in Rotman Commerce specializing in Finance and Economics with a minor in Statistics from the University of Toronto. She is pursuing CFA and has passed the level 1 exam.

Sitong Li, CPA, has 3 years of experience in asset management sector and 4 years of experience in public audit. Prior to joining Agam, Ms. Li worked at Aflac Global Investments as Data and Technology Analyst, focusing on enhancing data framework for public and private credits as well as overall data governance. Previously, Ms. Li worked at Grant Thornton as Senior Auditor in its Hong Kong office, where she performed annual audits for public companies and participated in various IPO and M&A projects.

Ms. Li is a Certified Public Accountant. She holds a Master Degree in Business Analytics - Data Analytics track from Baruch College and a Bachelor Degree in Accounting and Finance from the University of Hong Kong.

Mr. Wu, FSA has over 8 years of experience in quantitative modeling in ALM and asset management. Prior to joining Agam, Mr. Wu worked at Brighthouse Financial specializing in the development of projection models for traditional life insurance and index linked annuity products. He was also responsible for providing quantitative support for portfolio management. Prior to Brighthouse, Mr. Wu worked as an Actuarial Consultant at Aetna where he focused on the development of predictive models to forecast company level risk profiles and market risks. Mr. Wu holds a Master’s in Computational Finance from Carnegie Mellon University and a Bachelor’s in Mathematics from Baruch College.

Mr. Huddar has specialized in the Banking & Financial Services hiring and retention for Indian captives. Most recently, he was instrumental in hiring for Fund Accounting, Risk Management, and Middle Office operations for various US based hedge funds. He also has a good understanding of the equity capital markets.

Mr. Huddar is a Bachelor of Commerce from Mumbai University.

Miss Jindal has over 1 year of experience in the life insurance industry. Prior to joining Agam, she worked at Future Generali Life Insurance Company, where she was involved in reinsurance administration and regulatory reporting. Miss Jindal is an actuarial student and received her Bachelor’s in Economics from Maharshi Dayanand University, Haryana.

Dr. Zhao is part of the quantitative analytics team that develops the pALM system. He has many years of experience in life insurance and prior to joining Agam, he was a quantitative analyst and developer at Transamerica.

Dr. Zhao received his PhD (Applied Mathematical and Computational Sciences) and Masters (mathematics) from University of Iowa.