• Powering Capital Efficiency

  • One stop source with the only
    truly integrated ALM, ERM and SAA platform

  • Turnkey solutions and a proven track record

About Agam?

Powered by pALM

Learn more

Agam was founded in 2016 by Avi Katz and Chak Raghunathan with the vision to create a cutting edge differentiated analytical platform. The execution towards this vision continued with the development of pALM, Agam’s proprietary asset and liability management (ALM) system. Offering the only end-to-end enterprise wide risk and capital analytic solution, pALM empowers strategic decision makers towards their capital optimization goals With a fully embedded dynamic strategic asset allocation (SAA) and enterprise risk management (ERM) infrastructure, pALM supports Agam’s ability to offer one stop, turnkey insurance solutions.

Agam’s team of experts have a global reach with offices in USA, Canada, Bermuda and India. In addition, Agam ISAC Bermuda, which offers a full suite of management and governance services, is fully licensed as a Class E insurer by the Bermuda Monetary Authority (BMA).

$0B

Managed AUM

0+

Team Members

$0B

Completed
Advisory Engagements

Introducing pALM

Cloud-native platform

The only end-to-end enterprise wide analytical platform in the life and retirement market. It offers a uniquely holistic view of capital usage across the enterprise. It has a strong emphasis on risk management, governance and controls. It has been widely validated and accepted by external parties and regulators.

The platform design drives superior analytical outcomes. It enhances decision making process and widens the path of strategic possibility. It also power Agam's unique target operating model (TOM) which provides a turnkey reinsurance management solution.

Learn more
pALM

What Agam Does?

Why We’re Different

  • Drives capital efficiency

  • Manages enterprise wise risk

  • Integrates asset analytics

  • Incorporates multiple jurisdictions and regulatory frameworks

  • Dynamic SAA develops and accelerates organic growth strategies

  • Provides tangible insights towards strategic capital and business optimization

  • Offers turnkey solutions for execution

Learn more

How we do it?

  • $350B liabilities analyzed to date

  • Asset analytics fully integrated into liability and risk modeling

  • Processes and procedures designed to meet and exceed regulatory standards

  • Unique capabilities in bespoke risk analytics across multiple jurisdictions

  • Offer turnkey solutions for carriers seeking to grow their Bermuda balance sheet

Learn more